Mortgages with Joy Limited are mortgage brokers that offer a comprehensive range of mortgage products from across the market for first charge mortgages only. We do not offer deals that can only be obtained by going direct to the lender. As an appointed representative of TenetLime Ltd which is authorised & regulated by the Financial Conduct Authority, we have the additional advantage of accessing exclusive deals not openly available to high street lenders or other affiliated mortgage companies.
Our mortgage advisor Joy Bowden has 40 years knowledge and experience in the mortgages and financial services sectors and is CEFA, CEMAP and CERER qualified. Joy provides expert impartial advice, helping you to choose the most suitable mortgage or insurance protection product for your needs. We cut through all the jargon and find a tailored solution to suit you.
Mortgages with Joy Limited pride ourselves on giving our customers the personal touch. We work around your needs, take you through every step of the process and even complete your paperwork for you, to make everything as stress-free as possible - so you don’t have to worry about a thing!
Whatever your needs, if you are looking for a professional mortgage and insurance company, which will go the extra mile for you, contact us today.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee is payable when you apply for a mortgage. Typically we charge £299 for residential mortgages, but for more complex cases like adverse credit we charge £499 We will also be paid commission from the lender.