A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.
Mortgage deals may not be available and lending is subject to individual circumstances.
Joy has just pulled the impossible out of the bag for us. An unbelievable deal at a high loan to value. She has been professional to deal with, even dealing with the offer on her holidays. I would not hesitate to recommend her to even the most pedantic of people. Truly was a joy to deal with!
Joy Bowden, for me, is simply the best there is. Tell Joy what you're looking for, tell her when you need it and (even) why it might be a problem, then just sit back and wait. Joy is highly professional, diligent, and very knowledgeable in her sector; I trust her implicitly and wouldn't hesitate recommending her to anyone looking for a mortgage. I am extremely grateful to her for her advice, guidance, and most recently, the mortgage I very nearly didn't get.
22nd July 2012
I have hired Joy for numerous moves and most recently Joy was fantastic at getting my family and I what seemed the impossible - getting us BACK on the property ladder, after we made a mistake and jumped off it! (of which she was unaware we had done!) Joy is determined and extremely knowledgeable of what she does I would recommend Joy to anyone and indeed have. Because of her my family and I can now breathe a sigh of relief and can settle down once and for all. So I guess that makes her more than a mortgage advisor because she has quite literally changed our lives... for the better! We cannot thank you enough Joy.
26th April 2012